US statutory reserve regulation, in one navigable reference
What governs life and health insurance reserves, product by product and assumption by assumption — with the regulation text, citations, and links to the official documents. Start broad, drill as deep as you need.
Valuation
The core of the site: what governs statutory reserves, product by product and assumption by assumption.
Reserve regulation reference
Start here — how it is organized and where to drill first.
Products & assumptions
Term, whole life, UL, VUL, DI, LTC — every assumption, every regime, with regulation text.
Regulation timeline
Every instrument since 1942, with history, requirements, and sources.
VM-20 · VM-21 · VM-22
The three Valuation Manual frameworks compared assumption by assumption.
Document library
The official documents: Valuation Manual, model laws, guidelines, tables, practice notes.
Valuation reference
SVL rates by issue year, §7702, CSO table history, RBC action levels.
Product development
The product side — market landscape, competitive rates, and the pricing framework (a deliberate scaffold, building out).
Interest rates & market data
The prescribed scenario sets and the market reference an actuary actually uses — updated daily.
SERT scenarios
The NAIC's prescribed stress paths for reserve testing.
GOES stochastic
Percentile bands across all 10,000 generator scenarios.
Treasury yield curve
Today's curve and daily history back to 1962.
Federal Reserve
Policy rate, dot plot, meeting calendar.
Inflation
CPI and PCE, headline and core.
Markets
S&P 500 and VIX.